:root{
  --ink:#343434;
  --navy:#004159;
  --sky:#60C0DD;
  --lime:#84BD00;
  --magenta:#FF007A;
  --bg:#ffffff;
  --panel:#EEEEEF;
  --line:#D3D3D3;
  --muted:#636362;
  --radius:14px;
  --radius-sm:12px;
  --shadow:0 16px 40px rgba(0,0,0,.10);
  --shadow-sm:0 10px 24px rgba(0,0,0,.10);
  --container:1180px;
  --pad:24px;
  --btn-radius:999px;
  --focus:0 0 0 4px rgba(96,192,221,.25);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"Titillium Web", system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.55;
}
img{max-width:100%; height:auto}
a{color:inherit}
p{margin:0 0 14px}

.container{
  width:100%;
  max-width:var(--container);
  margin:0 auto;
  padding:0 var(--pad);
}

.skip-link{
  position:absolute; left:-999px; top:0;
  padding:10px 14px; background:#fff; border:1px solid var(--line); border-radius:10px;
}
.skip-link:focus{left:16px; top:16px; z-index:9999}

header.site-header{
  position:sticky; top:0; z-index:50;
  background:rgba(255,255,255,.82);
  backdrop-filter:saturate(150%) blur(10px);
  border-bottom:1px solid rgba(0,0,0,.06);
}
.header-row{
  display:flex; align-items:center; justify-content:space-between;
  height:76px;
  gap:18px;
}
.brand{
  display:flex; align-items:center; gap:12px;
  text-decoration:none;
}
.brand img{width:210px; height:auto}
.nav{
  display:flex; align-items:center; gap:18px;
}
.nav a{
  text-decoration:none;
  font-weight:600;
  color:var(--navy);
  padding:10px 10px;
  border-radius:999px;
}
.nav a:hover{background:rgba(96,192,221,.12)}
.nav .cta{
  background:var(--lime);
  color:#fff;
  padding:11px 16px;
  border:1px solid rgba(0,0,0,.15);
  box-shadow:0 8px 18px rgba(132,189,0,.18);
}
.nav .cta:hover{filter:brightness(.95)}
.nav .active{background:rgba(0,65,89,.09)}
.menu-btn{
  display:none;
  border:1px solid rgba(0,0,0,.12);
  background:#fff;
  border-radius:12px;
  padding:10px 12px;
  align-items:center;
  gap:10px;
}
.menu-btn span{display:block; width:18px; height:2px; background:var(--navy); position:relative}
.menu-btn span:before,.menu-btn span:after{
  content:""; position:absolute; left:0; width:18px; height:2px; background:var(--navy);
}
.menu-btn span:before{top:-6px}
.menu-btn span:after{top:6px}

@media (max-width: 920px){
  .menu-btn{display:inline-flex}
  .nav{
    position:fixed;
    inset:76px 12px auto 12px;
    background:#fff;
    border:1px solid rgba(0,0,0,.10);
    border-radius:var(--radius);
    box-shadow:var(--shadow);
    padding:12px;
    display:none;
    flex-direction:column;
    align-items:stretch;
  }
  .nav.open{display:flex}
  .nav a{padding:12px 14px}
  .nav .cta{justify-content:center; text-align:center}
}

.hero{
  position:relative;
  color:#fff;
  background:var(--navy);
  overflow:hidden;
}
.hero:before{
  content:"";
  position:absolute; inset:0;
  background:url("../img/hero-pattern.svg") center/cover no-repeat;
  opacity:1;
}
.hero-inner{
  position:relative;
  padding:84px 0 70px;
}
.hero-grid{
  display:grid;
  grid-template-columns: 1.25fr .85fr;
  gap:38px;
  align-items:center;
}
@media (max-width: 980px){
  .hero-grid{grid-template-columns:1fr; gap:22px}
}
.kicker{
  display:inline-flex; align-items:center; gap:10px;
  font-weight:700;
  letter-spacing:.03em;
  text-transform:uppercase;
  font-size:13px;
  color:rgba(255,255,255,.88);
}
.kicker .dot{
  width:10px; height:10px; border-radius:50%;
  background:linear-gradient(135deg, var(--sky), var(--lime), var(--magenta));
  box-shadow:0 6px 18px rgba(0,0,0,.18);
}
h1{
  font-size:52px;
  line-height:1.06;
  margin:12px 0 12px;
  letter-spacing:-.02em;
}
.hero p{
  color:rgba(255,255,255,.88);
  font-size:20px;
  margin-bottom:18px;
}
.hero-actions{
  display:flex; gap:12px; flex-wrap:wrap;
  margin-top:18px;
}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  text-decoration:none;
  border-radius:var(--btn-radius);
  padding:13px 22px;
  font-weight:700;
  border:1px solid rgba(0,0,0,.2);
  box-shadow:0 12px 26px rgba(0,0,0,.18);
}
.btn.primary{
  background:var(--lime);
  color:#fff;
}
.btn.primary:hover{filter:brightness(.95)}
.btn.secondary{
  background:rgba(255,255,255,.10);
  color:#fff;
  border:1px solid rgba(255,255,255,.22);
  box-shadow:none;
}
.btn.secondary:hover{background:rgba(255,255,255,.16)}
.hero-card{
  background:rgba(255,255,255,.09);
  border:1px solid rgba(255,255,255,.18);
  border-radius:var(--radius);
  padding:20px;
}
.hero-card h2{
  margin:0 0 10px;
  font-size:18px;
  color:#fff;
  letter-spacing:.01em;
}
.hero-list{
  margin:0; padding:0; list-style:none;
  display:grid; gap:10px;
}
.hero-list li{
  display:flex; gap:10px; align-items:flex-start;
  color:rgba(255,255,255,.86);
}
.check{
  width:22px; height:22px; flex:0 0 22px;
  border-radius:8px;
  background:rgba(132,189,0,.20);
  border:1px solid rgba(132,189,0,.40);
  display:grid; place-items:center;
}
.check svg{width:14px; height:14px; fill:var(--lime)}

section{
  padding:78px 0;
}
section.slim{padding:54px 0}
.section-title{
  display:flex;
  align-items:flex-end;
  justify-content:space-between;
  gap:18px;
  margin-bottom:26px;
}
.section-title h2{
  margin:0;
  color:var(--navy);
  font-size:36px;
  line-height:1.15;
  letter-spacing:-.01em;
}
.section-title p{margin:0; color:var(--muted); font-size:18px; max-width:520px}

.grid-3{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}
@media (max-width: 980px){.grid-3{grid-template-columns:repeat(2,1fr)}}
@media (max-width: 640px){.grid-3{grid-template-columns:1fr}}

.card{
  border:1px solid rgba(0,0,0,.10);
  background:#fff;
  border-radius:var(--radius-sm);
  padding:22px;
  box-shadow:0 10px 26px rgba(0,0,0,.06);
}
.card h3{
  margin:0 0 8px;
  font-size:20px;
  color:var(--navy);
}
.card p{color:var(--muted); margin-bottom:0}
.icon{
  width:46px; height:46px;
  border-radius:14px;
  background:rgba(96,192,221,.12);
  border:1px solid rgba(96,192,221,.22);
  display:grid; place-items:center;
  margin-bottom:14px;
}
.icon svg{width:22px; height:22px; fill:var(--navy)}

.band{
  background:linear-gradient(135deg, rgba(96,192,221,.10), rgba(132,189,0,.10));
  border-top:1px solid rgba(0,0,0,.06);
  border-bottom:1px solid rgba(0,0,0,.06);
}
.pills{
  display:flex; gap:10px; flex-wrap:wrap;
  margin-top:14px;
}
.pill{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:10px 12px;
  border-radius:999px;
  background:#fff;
  border:1px solid rgba(0,0,0,.08);
  color:var(--navy);
  font-weight:600;
}
.pill svg{width:16px; height:16px; fill:var(--lime)}

.steps{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:14px;
}
@media (max-width: 980px){.steps{grid-template-columns:repeat(2,1fr)}}
@media (max-width: 560px){.steps{grid-template-columns:1fr}}
.step{
  border-radius:var(--radius);
  padding:20px;
  border:1px solid rgba(0,0,0,.10);
  background:linear-gradient(180deg, #ffffff, #fafafa);
}
.step .n{
  width:44px; height:44px;
  display:grid; place-items:center;
  border-radius:14px;
  background:rgba(255,0,122,.10);
  border:1px solid rgba(255,0,122,.18);
  color:var(--magenta);
  font-weight:800;
  margin-bottom:12px;
}
.step h3{margin:0 0 6px; color:var(--navy)}
.step p{margin:0; color:var(--muted)}

.split{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:28px;
  align-items:start;
}
@media (max-width: 980px){.split{grid-template-columns:1fr}}
.panel{
  background:var(--panel);
  border:1px solid rgba(0,0,0,.08);
  border-radius:var(--radius);
  padding:22px;
}
.panel h3{margin:0 0 10px; color:var(--navy)}
.list{
  margin:0;
  padding-left:18px;
  color:var(--muted);
}
.list li{margin:8px 0}

.cta-wrap{
  border-radius:calc(var(--radius) + 8px);
  background:linear-gradient(135deg, rgba(0,65,89,1), rgba(10,85,106,1));
  color:#fff;
  padding:26px;
  border:1px solid rgba(255,255,255,.14);
  box-shadow:var(--shadow-sm);
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
  flex-wrap:wrap;
}
.cta-wrap h3{margin:0; font-size:22px}
.cta-wrap p{margin:0; color:rgba(255,255,255,.85)}
.cta-wrap .btn{box-shadow:none}

footer{
  background:#0f2230;
  color:rgba(255,255,255,.86);
  padding:42px 0 20px;
}
.footer-grid{
  display:grid;
  grid-template-columns: 1.2fr .8fr .8fr;
  gap:24px;
}
@media (max-width: 980px){.footer-grid{grid-template-columns:1fr}}
footer a{color:rgba(255,255,255,.92); text-decoration:none}
footer a:hover{text-decoration:underline}
.footer-meta{
  border-top:1px solid rgba(255,255,255,.12);
  margin-top:26px;
  padding-top:16px;
  display:flex;
  justify-content:space-between;
  gap:12px;
  flex-wrap:wrap;
  font-size:14px;
  color:rgba(255,255,255,.70);
}

.form{
  display:grid;
  gap:12px;
}
.field{
  display:grid;
  gap:6px;
}
label{font-weight:700; color:var(--navy)}
input, textarea, select{
  font:inherit;
  padding:12px 12px;
  border-radius:14px;
  border:1px solid rgba(0,0,0,.16);
  background:#fff;
  outline:none;
}
textarea{min-height:140px; resize:vertical}
input:focus, textarea:focus, select:focus{
  box-shadow:var(--focus);
  border-color:rgba(96,192,221,.60);
}
.help{font-size:14px; color:var(--muted); margin:0}

.alert{
  border-radius:14px;
  border:1px solid rgba(132,189,0,.40);
  background:rgba(132,189,0,.10);
  padding:14px;
  color:var(--navy);
  font-weight:600;
}
.small{font-size:14px; color:var(--muted)}

.badge{
  display:inline-flex; align-items:center; gap:8px;
  padding:8px 10px;
  border-radius:999px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.18);
  color:#fff;
  font-weight:700;
  font-size:13px;
}

table.simple{
  width:100%;
  border-collapse:collapse;
}
table.simple th, table.simple td{
  border-bottom:1px solid rgba(0,0,0,.10);
  padding:10px 0;
  text-align:left;
}
table.simple th{color:var(--navy)}